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	<title>Summit Vienna</title>
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	<link>http://www.summitvienna.org</link>
	<description>Information For All</description>
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		<title>After the Crash: Rebuilding Financial Services Marketing</title>
		<link>http://www.summitvienna.org/2010/09/after-the-crash-rebuilding-financial-services-marketing/</link>
		<comments>http://www.summitvienna.org/2010/09/after-the-crash-rebuilding-financial-services-marketing/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 07:48:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Services]]></category>
		<category><![CDATA[After]]></category>
		<category><![CDATA[Crash]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Marketing]]></category>
		<category><![CDATA[Rebuilding]]></category>
		<category><![CDATA[Services]]></category>

		<guid isPermaLink="false">http://www.summitvienna.org/2010/09/after-the-crash-rebuilding-financial-services-marketing/</guid>
		<description><![CDATA[The Wall Street meltdown upended the positioning and customer credibility of most financial institutions. Catastrophic loss and universal shock forces an almost complete re-positioning and messaging to consumers by the surviving banks, brokerages and insurance companies. Rethinking fundamental marketing concepts and messages come in the wake of widespread feelings of helplessness, fear and loss which [...]]]></description>
			<content:encoded><![CDATA[<p>The Wall Street meltdown upended the positioning and customer credibility of most financial institutions. Catastrophic loss and universal shock forces an almost complete re-positioning and messaging to consumers by the surviving banks, brokerages and insurance companies.</p>
<p>Rethinking fundamental marketing concepts and messages come in the wake of widespread feelings of helplessness, fear and loss which are frequently followed by anger, resentment, finger-pointing, name-calling and blame. Every financial services advertiser who promised safety and security was found wanting. Those offering growth and insight were caught flat-footed. And those promising customized service were either overwhelmed or on radio silence. Nobody really knew what was happening, when or what to do about it and consumers were basically on their own; adrift in a turbulent sea.. </p>
<p>Now with personal finances and macro-structures in disarray consumers are reeling over losses and struggling to salvage savings or portfolios. The task of rebuilding trust and growth will require much more than a snappy new tagline or a shiny new spokesperson. It will demand a basic change in how financial services firms address customers. Since 9/15 nobody believes that a banker, a broker or an insurance agent can protect them. And many consumers blame their trusted advisor&#8217;s for getting them into trouble. </p>
<p>Financial service marketers have to take these five steps to have even a shot at rebuilding credibility and reducing defections.</p>
<p><strong>1. Face Facts</strong>. Admit that the cascade of actions overwhelmed you and apologize. Don&#8217;t try to stonewall. Don&#8217;t whine about your own losses. Don&#8217;t try to appear to be fellow victims. Your customers see you as the bad guy worthy of blame regardless of the facts or your perspective. 9/15 was an emotional flashback to 9/11 with more, personal consequences for more of the population.You cannot swim against this perceptual tsunami. Think like a Japanese &#8212; bow deeply and apologize. </p>
<p><strong>2. Place Yourself in the Food Chain.</strong> Explain clearly to customers where you fit in the bigger picture and explain which stressors on the system (sub-prime debt, credit default swaps, low liquidity) affect your operations. As soon as the Feds figure out their plan, map your services and offerings to it. Present yourself in the new marketplace context. And it wouldn&#8217;t hurt to offer free consultations or services, extended hours and financing planning resources aimed at retirees, parents paying for college, newlyweds, new homeowners and other segments with common anxieties and needs. </p>
<p><strong>3. Don&#8217;t Make Excuses.</strong> I&#8217;m sorry will work best. Nobody will buy the reasons why you didn&#8217;t know what was going on or the reasons why you didn&#8217;t proactively warn your customers or advise them to move earlier, faster or smarter. The damage is done. Focus on digging out. Credibility will rest on the degree to which you acknowledge it and the number and quality of ideas you have for helping people get back on their feet and back on track. </p>
<p><strong>4. Show the Way Forward.</strong> Map your offerings and services toward the common goal &#8212; rebuilding, growth and safety. Don&#8217;t look back look ahead. Present your offers in terms that directly align with customer goals which are to recover as much as they can and protect whatever they&#8217;ve got left. Incentives, special offers and clear education and direction on what to do will be appreciated. </p>
<p><strong>5. Be Part of the Solution.</strong> Offer direct pro-active advice. Do what your customers think you should have been doing all along. The biggest element driving the panic was the sense that individuals and even institutions could no nothing but watch the dominoes fall. As the pundits and the media struggle to offer solutions, proactively take a position. Offer clear advice on what to do based on distinct investment objectives. Don&#8217;t hedge. Don&#8217;t equivocate. Pick a few smart things to do and push them loud, clear and often. </p>
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		<title>How To Keep Fit and Healthy At All Times</title>
		<link>http://www.summitvienna.org/2010/09/how-to-keep-fit-and-healthy-at-all-times/</link>
		<comments>http://www.summitvienna.org/2010/09/how-to-keep-fit-and-healthy-at-all-times/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 05:40:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Advertising]]></category>
		<category><![CDATA[Healthy]]></category>
		<category><![CDATA[Keep]]></category>
		<category><![CDATA[Times]]></category>

		<guid isPermaLink="false">http://www.summitvienna.org/2010/09/how-to-keep-fit-and-healthy-at-all-times/</guid>
		<description><![CDATA[Modern life demands that all individuals should stay fit in order to keep up with the wild pace. Fitness refers to a person&#8217;s capacity to adapt favorably and take stress brought about by changing conditions. In this kind of situation, if you&#8217;re physically fit, then your mind or body will not be disturbed in any [...]]]></description>
			<content:encoded><![CDATA[<p>Modern life demands that all individuals should stay fit in order to keep up with the wild pace. Fitness refers to a person&#8217;s capacity to adapt favorably and take stress brought about by changing conditions. In this kind of situation, if you&#8217;re physically fit, then your mind or body will not be disturbed in any way. As you can see, fitness is not only about physical strength but of mental stability as well.</p>
<p>&#13;<br />
In many ways, fitness is synonymous to health. Modern living requires good health and to achieve such state, a person must stay fit. Good health and fitness are interrelated. When a person is fit, then that person is considered healthy; and if a person is healthy, his or her fitness level naturally goes up.</p>
<p>&#13;<br />
But if fitness only pertains to health it&#8217;s inadequate. Have you heard about the Evolution Theory? It states that only the fit of all species can survive and pass their genes. So fitness is not entirely about health; you should also suit the environment that you live, anytime and anywhere. Therefore, a person should be able to adapt to any environment in order to survive, together with proper fitness exercises.</p>
<p>&#13;<br />
Oftentimes, people disregard the importance of fitness. They overlook their responsibility to stay fit at all times. Perhaps they don&#8217;t know the benefits of &#8216;anytime fitness&#8217;. Life holds a lot of pleasure for individuals; but if you&#8217;re always ill you can&#8217;t enjoy such pleasures of life.</p>
<p>&#13;<br />
Is fitness anytime possible? Well, of course it is; just look on the positive and bright things in life. You will surely improve your life, look fresher, don&#8217;t fear any form of infection, and no worries if your car broke down; at least you get to walk an extra few blocks before reaching your home.</p>
<p>&#13;<br />
Think of every situation as an opportunity to stay fit and this is the key to fitness anytime. You can make the most out of your independence, have peace of mind, and you&#8217;re quite confident that you can handle everything.</p>
<p>&#13;<br />
Training for fitness focuses primarily on the different groups of muscles of every human being; this results to muscular fitness, aerobic fitness, and increases stability and flexibility. There are other factors to consider before deciding to do a physical activity, like your physical capability. Do check with your doctor before performing any activity that requires physical strength.</p>
<p>&#13;<br />
Aerobic exercises are of different kinds. You can do running, dancing, swimming, or even cycling. Make sure that you limit your exercise to about 30-40 minutes every day. </p>
<p>&#13;<br />
In order for your muscles to exude endurance and strength, focus more on muscular fitness. You can better enhance your muscular fitness if you do some strength training; this will result to an increase in mass of your lean muscles.</p>
<p>&#13;<br />
Related to your muscle strength&#8217;s core are balance and stability. Do exercises that can help in making your muscles tough, especially for your trunk area.</p>
<p>&#13;<br />
With fitness training, you can also achieve flexibility. By doing exercise like pulling and stretching, your muscles can function in its widest possible range. You can try tai chi or yoga, they are great stretching exercises.</p>
<p>&#13;<br />
Another important factor is eating a well-balanced diet. With all these factors present, you can totally experience fitness anytime and anywhere.</p>
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		<title>What you need to know about mortgages and the type of financial services available</title>
		<link>http://www.summitvienna.org/2010/09/what-you-need-to-know-about-mortgages-and-the-type-of-financial-services-available/</link>
		<comments>http://www.summitvienna.org/2010/09/what-you-need-to-know-about-mortgages-and-the-type-of-financial-services-available/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 19:47:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
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		<description><![CDATA[A mortgage is generally defined as a loan used to finance the purchase of real estate or a home. These loans come in different types, rates and terms. The specifications of these loans are important, for they along with the initial down payment determine the monthly payment amounts due throughout the life of these loans. [...]]]></description>
			<content:encoded><![CDATA[<p>A mortgage is generally defined as a loan used to finance the purchase of real estate or a home. These loans come in different types, rates and terms. The specifications of these loans are important, for they along with the initial down payment determine the monthly payment amounts due throughout the life of these loans. The right type of loan may depend on individual circumstances. For those seeking to finance or live in a home for only a few years, an ARM loan, or adjustable rate loan could be best. Those who are looking to stay in a home long term, a fixed rate loan may be best. Those lucky enough to be buying property for the first time may receive the best terms with a first time buyer mortgage. To determine which loan is best, the key concepts of all types of mortgages should be examined.</p>
<p>The most common type of mortgage is the conventional home loan. Conventional home loans can come with fixed or variable interest rate terms and have monthly payment amounts based on an interest rate and the length of the loan. Common lengths of time for fixed rate loans are for 15 or 30 years. There are also 40, 25, 20, and 10 year loans. Generally, the longer the loan term, the lower the monthly payments will be. Most of the time, conventional home loans require a substantial initial down payment to qualify. As with all types of loans, it is best to check with your lender or terms of your offer. Some lenders may reduce the amount of down payment that is required, or even may determine that no down payment is necessary at all.</p>
<p>When choosing the type of mortgage for buying a home or property make sure you shop around the different mortgage brokers and what kind of <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.irishmortgage.ie/index.php/financial-services" title="financial services">financial services</a> that they can provide for you.</p>
<p>ARM or Adjustable Rate Mortgages are similar to conventional mortgages but have an adjustment period. The adjustment period is generally 3 to 5 years in which you are given a fixed low interest rate. After this specified period of time, your interest rate will begin to vary based on the rate of a predetermined index, plus an additional agreed upon margin. Many times, the interest rate is recalculated for this type of loan every 6 months or every year. Because interest rates may increase from one period to the next based on the rising or falling of the index, this is considered a more risky type of loan for those seeking to stay in a home over a longer period of time.</p>
<p>For those who qualify, there are also some special loan types to consider. There are FHA loans, which are loans designed for people with lower. And for first time home buyers, there is a first time buyer mortgage. Because the purchase of an initial first home can be confusing for the first time home buyer, many lenders offer these types of loans with simple terms and requirements. They are generally, fixed rate conventional mortgages with little or no down payment required and low interest rates. A first time buyer mortgage is considered one of the most favorable types of mortgage to obtain.</p>
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		<title>Events and Entertainment in Dublin</title>
		<link>http://www.summitvienna.org/2010/09/events-and-entertainment-in-dublin/</link>
		<comments>http://www.summitvienna.org/2010/09/events-and-entertainment-in-dublin/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:42:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Dublin]]></category>
		<category><![CDATA[Events]]></category>

		<guid isPermaLink="false">http://www.summitvienna.org/2010/09/events-and-entertainment-in-dublin/</guid>
		<description><![CDATA[Dublin is a cosmopolitan city having never-ending potentials for the provision of round the clock entertainment and fun to its tourist. The reason behind this is its electrifying entertaining attitude and a long list of events happening every next day. Dublin is the capital city and is the centre of entertainment and amusement in Ireland. [...]]]></description>
			<content:encoded><![CDATA[<p>Dublin is a cosmopolitan city having never-ending potentials for the provision of round the clock entertainment and fun to its tourist. The reason behind this is its electrifying entertaining attitude and a long list of events happening every next day. Dublin is the capital city and is the centre of entertainment and amusement in Ireland. The cheerful Dubliners believe in âIf you&#8217;re not having funâ¦ what are you having&#8221;. Entertainment is something they live for. Just think about any branch of entertainment and you will definitely find it in Dublin-Theatres, cinemas, festivals, exhibitions, bars, clubs, concerts, comedy, and sports. Letâs talk about each one of these one by one:</p>
<p>&#13;</p>
<p>Dublin Cinema</p>
<p>&#13;</p>
<p>The cinema in Dublin is a fascinating instrument to entertain locals and visitors at low costs. The magic and magnetism of the silver screen inspires everyone. Cinema is not only a source of entertainment but it also plays an influential role in the education of children and teenagers. When in comes to building up a healthy society the cinema can offer and accomplish much in this regard. Dublin hosts its own international film festival every year. Dublin cinema gives its spectator a complete parcel of action, romance, thrill, adventure and fun.</p>
<p>&#13;</p>
<p>Dublin Theatre</p>
<p>&#13;</p>
<p>Dublin has a flourishing theatre scene. Theatre is a form of performing arts which benefits a city with the flair of creativity. The young Dubliners are interested to attend concerts and music events. Theater is a part of Irish culture. Theaters play the role of acting schools. The Irish actors make their money through movies, but earn reputations by working on the stage.</p>
<p>&#13;</p>
<p>The theater has always been seen as a national amusement activity. Each year around October The Dublin Theater Festival and Fringe Festival are arranged to quench the thirst of drama and arts lovers. Dublin is an extraordinarily lively theater town; major names in Dublin Theatre include the world-famous Abbey Theater, the Gaeity Theater, Civic Theatre, The Liberty Hall Centre, The Pavilion and The Lambert Puppet Theatre. The Abbey is said to be the jewel in the crown of Dublin Theater, It presents productions of works by Irish playwrights in past and present.</p>
<p>&#13;</p>
<p>Dublin Comedy</p>
<p>&#13;</p>
<p>&#8220;Laughter is the best medicine.&#8221; Laughter is exceptionally significant for a personâs mental health. American cardiologist Dr. William Fry says a good laugh is like a mini workout and 100-200 laughs are equivalent to 10 minutes of jogging or rowing. It makes you feel good, gets your blood circulating, and makes you happy. It is a gift that you can pass it on to other people. Dublin has many offers of comedy shows that will make u laugh until your tummy gets tight.</p>
<p>&#13;</p>
<p>Comedy in Dublin has grown to be a very well-liked type of entertainment over the last few years. You can find the best Irish comedic talent in Dublin. Dublin is also home to a number of big comedy clubs.</p>
<p>&#13;</p>
<p>Dublin Sports</p>
<p>&#13;</p>
<p>Dublin has a lot of stuff for sport lovers. Dublin presents a wealth of sports to its people and visitors. Dublin is recognized as the home of the world&#8217;s best golf courses. Golf is an individual sport. . The golf courses in Dublin can surely be marked as magnificent places for golf lovers to spend their holidays with fun and etiquettes. Dublin offers a number of world famous golf courses to play. Almost all of these courses are appropriate for beginners and experts both.  The ideal time to play and to enjoy golf on the soil of Ireland is in the summer season.</p>
<p>&#13;</p>
<p>Dublin is fairly known for its high breed horses and thrilling race-courses. These world class race-courses provide entertainment and exercise to the riders and the spectators. Horse racing is a popular historical game of Dublin, now it has become a great business as well.</p>
<p>&#13;</p>
<p>Greyhound racing is an electrifying spectator sport and a multi-million money industry. It was introduced in Ireland in 1927 and since the day it was started it is growing. Today, this sport has become an essential part of the lives of millions of people. In the world of Greyhound Racing, Dublin holds its own identity.</p>
<p>&#13;</p>
<p>There are a lot of other games like Hurling, Rugby, soccer, Gaelic football, water sport, cycling, angling and hiking. The shoreline of Dublin Bay always welcomes visitors and locals for windsurfing, sailing and fishing. The lush green magnificent mountains around the city receive the hikers whole heartedly to enjoy their walks in tranquil atmosphere. This place also invites bicyclers. The attitude of this city is warm and friendly for those who are interested in work outs. This is why we see that Dublinâs calendar is full of sporting events whole year round.</p>
<p>&#13;</p>
<p>Dublin Casino</p>
<p>&#13;</p>
<p>The heart beat of Dublin night life lays in casinos. Casinos can be found without difficulty all over the city, offering excitement, thrill, suspense and the passion to win. Casinos is Dublin can be called boxes of tricks presenting a diversity of gaming options, including slots, and video poker machines. The Casino Marino is the best known casino is Dublin.  The interior of the Casino is entirely decorated with ornate plasterwork and richly decorated ornate floors. Casinos in Dublin ensure that you are going to have a night of absolute enthusiasm and amusement. </p>
<p>&#13;</p>
<p>Dublin Clubbing</p>
<p>&#13;</p>
<p>Lights, music, drink and dance is all what makes a club popular. Clubs come to life after dusk and these are associated with hanging out and high tones of music. Dublin club scene has everything you are looking for to spend a dynamic weekend; the perfect milieu, shacking music, rocking DJs and energetic crowd in the dark. There is a long queue of the clubs, bars, pubs and taverns in the electrifying city of Dublin with funky interiors, crazy lights, smoke machines and dance floors. So go to a nightclub, be a party animal and let the madness overcome you.</p>
<p>&#13;</p>
<p>Dublin Exhibitions</p>
<p>&#13;</p>
<p>Dublin is ready to entertain and electrify you with its resourceful exhibitions. Dublin hosts a number of exhibitions all year round. These exhibitions of great artistic work can surely mesmerize you with the quality of products and crafts displayed. Exhibitions are the best way to demonstrate and present any thing to its target audience. Dublin calendar is filled with the various exhibitions happening in the city including exhibition of paintings, book exhibitions, performing arts exhibitions, film exhibitions and flower exhibitions.</p>
<p>&#13;</p>
<p>Dublin Festivals</p>
<p>&#13;</p>
<p>Come and Get Rocked. Rhythmic melodies, enchanting fireworks, arty street theatres, joyful dances and the fancy parades are part of some of the festive activities in Dublin. The majestic capital city of Ireland, Dublin brings an extensive series of festivals to entertain its people and to glorify the environment like book fairs, fun fairs, food festivals, fashion festivals, film festivals and many more. If you want to treat yourself with a Christmas celebration, a New Year party, St. Patrickâs Day or any other event, then come to Dublin next time. The electrifying celebrations will be there to amuse you.</p>
<p>&#13;</p>
<p>Dublin has a never ending list of celebrations and joys. So if you are planning to spend your next holiday season in the wonderful city of Dublin just go to www.dublinevents.com before you make a vacation plan. The Dublin Events team has categorized all the major entertainment spots and events in Dublin only for your comfort and convenience.</p>
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		<title>Six Ways Travel Industry can use Social Media</title>
		<link>http://www.summitvienna.org/2010/09/six-ways-travel-industry-can-use-social-media/</link>
		<comments>http://www.summitvienna.org/2010/09/six-ways-travel-industry-can-use-social-media/#comments</comments>
		<pubDate>Fri, 03 Sep 2010 17:42:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Travels]]></category>
		<category><![CDATA[Industry]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Social]]></category>
		<category><![CDATA[travel]]></category>
		<category><![CDATA[Ways]]></category>

		<guid isPermaLink="false">http://www.summitvienna.org/2010/09/six-ways-travel-industry-can-use-social-media/</guid>
		<description><![CDATA[Every hour there is a new news and exhilarating social media story or article to smack the news bulletin. But the query residue that is the travel industry in reality using social media as a value addition in their core business. Here are Six ways that Travel Industry and Online booking technology providers can use [...]]]></description>
			<content:encoded><![CDATA[<p>Every hour there is a new news and exhilarating social media story or article to smack the news bulletin. But the query residue that is the travel industry in reality using social media as a value addition in their core business.</p>
<p>Here are Six ways that Travel Industry and Online <strong>booking technology</strong> providers can use Social Media to get their strategy right in their business diligence :-</p>
<p><strong>1. Customer Approach</strong></p>
<p>For Travel Industry, social media plays an increasingly important role in their customer engagement strategy and customer-centered management.</p>
<p>When we talk about customer engagement, significance is a key and lookout. The amount of personal data that sites like Face book, Orkut gives and even business related stuff on LinkedIn the marketers like us should jump on this occasion to drive significance and use this information to drive their business, which is used similarly in <strong>Facebook Hotel Booking Application</strong>.</p>
<p><strong>2. Risk Communications </strong></p>
<p>The crisis like Ash clouds, hurricanes, health scare and terrorism always affect the travel business. The travel industry has to face these risks persistently and their aptitude to covenant with this crisis scenarios swiftly and competently is critical to their success and also sadly their failures.</p>
<p>Social Media again plays a crucial role here by helping customers informed and averts disasters before they take hold through mediums like Twitter where audience can be informed before the announcements on the evening news. With social media, things have advanced fairly where we all can approach to several real-time monitoring and passing of information faster and easier to next levels.</p>
<p><strong>3. Special / Discounted Offers</strong></p>
<p>Many firms in this industry are now following Twitter, Facebook for their <strong>package booking solution</strong> and are taking into account these sites to be a better podium to update customers of real-time price quotations and hot deals to explore such opportunities to connect and sell.</p>
<p><strong>4. Building Target Audience Groups</strong></p>
<p>By having Community Groups a business can use an extraordinary commendation overhaul to propose a specific content or data from and to similar users, to offer functional and real time updated travel information to each community member.</p>
<p>The best example for that are the TripAdvisor and the <strong>Booking Engine Third Party Integration </strong>providers which have connected at Facebook. The purpose or goal behind this relation was that travelers increasingly prefer to hunt for recommendation and information about a destination from their friends and concerns for the Online Hotel Booking System.</p>
<p><strong>5. Real-Time Communications</strong></p>
<p>Real Time Communication or sharing an information platform plays an important role in the travel industry to point out how faster a service can be handled and how <strong>package booking solution </strong>can be implemented in this industry.</p>
<p>Like in hotel industry amenities can be dealt with a Facebook or Twitter account and even online bookings can be done on <strong>Hotel Booking from Facebook</strong> Account.</p>
<p><strong>6. Connect With Locals</strong></p>
<p>Social media is completely about people and the information they possess. Local Public are always ready to share their first-hand facts related to their experience, any time of their day walking on streets or using a Social Media account.</p>
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